California Jumbo Loan Limits: a 2022 Update for Mortgage Shoppe…. Understanding ‘Jumbo’ Loans in California. Conforming and jumbo loan limits in California were increased for 2022 in response to rising home prices. In many counties across the state, the new jumbo loan threshold for 2022 is set at $647,200.
For most counties along the California coast and the San Francisco Bay Area, the 2022 conforming loan limit is $970,800. Any loan that exceeds $970,800 is considered a jumbo loan. Individual counties such as Solano County and San Joaquin county have lower jumbo loan limits. For more information about qualifying for a jumbo loan, click here .
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